Social Security Timing Strategies

While there is no magic age to claim social security, our free guide can help you determine a timing strategy to reach your retirement goals

Social Security Timing Strategies - an Insider's Guide shows image of wooden signposts against the sky

When Can I Collect?

To be eligible for social security benefits you or your spouse must have worked for at least ten years to become insured into the system.  Retirees can apply for social security anytime between ages 62 and 70.  While you may claim social security as early as age 62, it can, however, permanently reduce not only your benefits but your spouse’s survivor benefits as well.

To help you understand the timing options, we’ve developed this guide to social security timing strategies so you can easily understand the different timelines and various pros and cons.  Topics covered in this guide include:

      • Historical context
      • Spousal benefits
      • Timing strategies
  • Claiming strategies
  • Survivor benefits
  • Often overlooked opportunities


Get Our Free Guide to Social Security Timing Strategies

We all know there is a lot of misinformation on the web.  That’s why, as part of our GWA Gives© program, we are dedicated to helping people find sound advice.  We believe in sharing free material so you have a trusted source to rely upon.  Check out our free flipbook below:

We are always happy to answer any questions on social security that you might have.  You can reach us at one of our convenient offices listed on the Contact Us page or by filling out the chat form below.

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