Small Business Owner Financial Planning

Financial planning and investment management for your unique situation

Financial planning for small business owners shows man and woman working in warehouse.

Financial planning and investment management for small business owners is a specialized area of practice.  It requires an in-depth understanding and knowledge of the unique financial challenges facing small business owners.

We work with small business owners and executives by helping them simplify the financial complexities of their lives, whatever their goals and career stage. We do this by providing personal financial planning as well as offering menu-driven business solutions.

Why financial planning for small business owners is different

Small business owners face unique challenges when it comes to their financial planning.  Because of the responsibility to your family, vendors, employees, and stakeholders, you need professional advice that helps you navigate your personal financial and estate planning, helps you avoid liabilities and risk, helps you ensure you have what you need to retire comfortably, and helps you leave a legacy for others as you exit your business.

Financial planning opportunities

As your personal CFO, we partner with you to create a personalized plan that adapts with you as your life and career advance and your business grows.  A comprehensive financial plan that addresses your specific situation may include:

Helping small business owners live more, and worry less

Applying our proprietary 3P Approach© to financial planning ensures we address all stages of a small business owner’s career, from its beginning, through mid-career challenges, and through retirement and even exiting your business.  As your life unfolds, our 7 Pillars of Financial Success address each stage to help you secure the resources you need to be successful, get what you need from your business, leave a legacy for your family and others, and enjoy a comfortable retirement.  With our experience in this niche market, we help small business owners put their financial life together, so you can spend your time focusing on what matters most.

We also offer additional information on related topics in our financial planning guides and through our blog articles.  With a dedicated team of professionals, we are always available to answer your questions.  Please let us know how we can be of service to you.

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Check out our carefully curated articles on business planning.

Simple IRA: Is This the Best Plan for Your Business? Back to Top

The SIMPLE IRA: Is This the Best Retirement Plan for Your Business?

As an employer with 100 or fewer employees, you have the ability to establish a simple and cost-effective retirement plan for you and your staff. There are a few options available, but one you may want to consider is the Savings Incentive Match Plan for Employees, commonly known as SIMPLE IRA. This plan type is an attractive recruiting and retention tool for highly compensated employees who are deterred from traditional 401(k) plans due to discrimination testing.


3 Approaches Business Owners Can Use For Planning Back to Top

3 Approaches Business Owners Can Use for Planning depicts female business owner standing outside a stone building.

Planning for a successful future is not a one-size-fits-all plan. Your business needs are unique from all other business owners, even if your business is in the same industry. With such a diversity in businesses and owners, how do you go about finding the plan that is best suited for you? Here are three approaches to planning that can help you improve your odds for future success.


Buy Sell Agreements: What Every Owner Should Know Back to Top

Buy Sell Agreement Shows Business People Discussing a Contract

As a business owner, you focus your time and energy on the growth and daily operation of your business. Consequently, it can be challenging to find the time to think about its long-term future. But having a plan in place to ensure the continuity of your business should anything happen to you is essential. For many business owners, this plan involves setting up a buy-sell agreement. To help you determine if such an agreement is right for your business, it’s important to understand what it is, how it works, and the funding methods available.


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