Retirement Planning

Everyone deserves the chance to retire to something, not from something

Retirement Planning


Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help ensure a desired retirement lifestyle. Business owners or executives may have access to other tax-advantaged retirement savings vehicles as well.

A successful plan put into place during the wealth-building life span should address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to the next generation.  There are several ways to save for retirement:

      • Qualified employer-sponsored plans and 401(k)s
      • Individual retirement accounts (IRAs)
      • Annuities and pensions
      • Personal savings
      • Executive deferral plans


Withdrawal strategies are paramount to any successful retirement plan and distribution of accumulated assets is at the heart. The correct distribution method will help ensure that your retirement savings last beyond your lifetime, with minimum shrinkage from taxes.

We help you formulate a “safety first” withdrawal strategy, analyzing the full range of sources available to you including social security and employer plans. When it is time to take the required minimum distributions (RMD), it may appear to be a simple matter of selling a particular stock, but there is something of an art to taking RMDs. Determining which assets to liquidate and when to do so requires careful analysis of projected returns, income streams and taxable consequences.


Your retirement years can span decades and planning generally dominates other financial goals. It can be tricky to come up with a plan that meets all of your retirement goals. By signing up for a free planning account, you can get the industry’s first integrated financial and tax planning app solution to help you identify, plan for, and track your retirement goals.

Access your finances on the go. The app can help you:

      • Optimize your tax strategies
      • View your asset allocation
      • See options to view your probability of success
      • Receive notifications regarding upcoming tasks
      • And much more!

As with any financial planning, you’ll want to seek expert advice to help ensure you remain on track and that your money lasts as long as you need it.

Back to 7 Pillars

Retire on Your Terms With Our 3P Approach©

Learn more