Retirement Planning

Everyone deserves the chance to retire to something, not from something

Retirement Planning


Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help ensure a desired retirement lifestyle. Business owners or executives may have access to other tax-advantaged retirement savings vehicles as well.

A successful plan put into place during the wealth-building life span should address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to the next generation.  There are several ways to save for retirement:

      • Qualified employer-sponsored plans and 401(k)s
      • Individual retirement accounts (IRAs)
      • Annuities and pensions
      • Personal savings
      • Executive deferral plans


With our free RightCapital account, you get the industry’s first integrated financial and tax planning solution to help you plan for and track your retirement goals.

It can be tricky to come up with a plan to meet your retirement goals. Our app can help you:

      • Identify and prioritize your financial goals in retirement
      • Look for opportunities to achieve these goals
      • Stress test your plan to identify various risk factors that can impact your retirement plan
      • Review your investment portfolio
      • Analyze cash flow situations


Withdrawal strategies are paramount to any successful retirement plan and distribution of accumulated assets is at the heart. The correct distribution method will help ensure that your retirement savings last beyond your lifetime, with minimum shrinkage from taxes.

We help you formulate a “safety first” withdrawal strategy, analyzing the full range of sources available to you including social security and employer plans. When it is time to take the required minimum distributions (RMD), it may appear to be a simple matter of selling a particular stock, but there is something of an art to taking RMDs. Determining which assets to liquidate and when to do so requires careful analysis of projected returns, income streams and taxable consequences.

Your retirement years can span decades and planning generally dominates other financial goals. You’ll want to seek expert advice to help ensure you remain on track and that your money lasts as long as you need it.

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