Value Added Services

These services include executive and employee benefits, mortgage and debt planning, family strategy meetings, and business planning

Value Added Services

While our philosophy, planning strategy and process revolve around core pillars, we also spend time doing things for our clients that add value to our relationship. For example,  we put together business plans, help establish retirement plans or exit strategies for business owners, review employee benefits offered by a new employer, help with negotiating a lease, we even coach children on finances. We do this as part of being a trusted resource for anything related to our client’s financial picture.



Your financial wellness is an important part of financial planning. As part of the value added services we provide to our clients, we review employee benefits offered by your employer. We believe this improves employee well-being, helps you feel empowered instead of stressed, and helps you better utilize the employee benefits you have available to you.


Financial advisors are experienced at helping you get your financial life in order. As part of the value added services we provide to our clients, we help with debt planning. This includes things like negotiating leases, a payment schedule for unsecured debt, and more benign debt considerations like getting a mortgage. By mapping out your cash-flow, we can identify existing and potential problems. When analyzing and restructuring your debt, we can consider any beneficial options available to you. Each situation is different and a financial advisor will be able to help you create a long-term plan.


Having “family money talks” isn’t always easy, but these conversations are critical in conveying your desires. During these talks we can express your desires to transfer wealth, explain philanthropic ventures, care needs, and give family members a voice in the process. As part of the value added services we provide to our clients, we even coach your children and other loved ones on managing their finances.


There are several business planning factors that can impact the economic security of a business owner’s family. These may include the type of business entity you choose, the state you choose to do business in, as well as how you manage your business, human resources and taxes.


Starting and running a business carries its own set of risk exposures. One of the value added services we offer is business risk management. Risk management identifies your options for handling these risks, such as:

Risk management is intended to minimize financial and other losses to your business, potentially associated with these risks. Managing that exposure is key to growing a healthy business.


Executive compensation focuses on both cash and non-cash approaches. Helping business owners manage executive compensation is one of the value added services we offer. The size and structure of the business significantly influences your compensation systems. Large businesses tend to provide owners with sophisticated and sometimes complex compensation formulas. Small businesses tend to adopt a more straightforward compensation approach. Examples of compensation may draw from insurance benefits, qualified retirement plans, stock options, personal performance initiatives, and other tax-advantaged nonqualified plans.

Value Added Services: Succession planning image of business owner looking at watch


Another one of the value added services we offer business owners is exit planning. Exit and succession places focus on issues specific to business owners and shareholders. All owners will exit their business at some point, and mapping out what a smooth exit looks like is an important process. Business exit and succession planning focus on issues specific to business owners and shareholders, including supporting your retirement and your family’s future. Exit planning coordinates the management of your entire business life cycle through:

  • Risk management
  • Distributions to the owners
  • Succession planning

Succession planning focuses on the transition of a business from an existing owner to a new owner. Although key factors vary extensively with business type and industry, there are some factors common to all business transitions including the creation of a sellable business and the formulation of specific transition mechanics at time of sale. Additional succession planning issues include positioning a business for sale, determining valuation and terms, grooming senior management and creating strategic alliances.

This material has been provided for general informational purposes only. Investors should consult with a business planning professional regarding their individual situation

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