Financial Planning for Tech Professionals and Engineers

Financial planning and investment management for your unique situation

Financial planning and investment management for tech professionals shows men and women working together on their laptop computers.

Financial planning and investment management for tech professionals and engineers is a specialized area of practice.  It requires an in-depth understanding and knowledge of the unique financial challenges facing the technology industry.

We help executives and engineers simplify the financial complexities of their lives, whatever their goals and career stage.

Why financial planning for tech professionals and engineers is different

The technology industry faces unique challenges when it comes to financial planning.  Because of the reliance on stock-based compensation, high-earnings, and career volatility prevalent in the industry, you need professional financial advice that helps you reduce your tax burden.  You need a specialist that keeps a finger on the pulse of your company’s financial status and how it relates to your personal financial health.  You also need experienced advice that helps you make the most of your income and benefits, while helping to ensure you avoid a shortfall at retirement.

Financial planning opportunities

As your personal CFO, we partner with you to create a personalized plan that adapts with you as your life and career advances.  A comprehensive financial plan that addresses your specific situation may include:

  • Income tax planning
  • Review tax advantages on highly appreciated company stock
  • Compensation Review
  • Benefits package review
  • Asset protection
  • Equity compensation analysis
  • Portfolio rebalancing
  • Insurance planning
  • Risk management
  • Investment planning
  • Wealth management
  • Retirement planning
  • Estate planning
  • College planning for your loved ones
  • Philanthropy
  • Legacy planning
  • Debt management

 

Helping tech professionals and engineers live more, and worry less

Applying our proprietary 3P Approach© to financial planning ensures we address all stages of a tech professional’s career, from mid-career challenges through retirement and leaving a legacy for others.  As your life unfolds, our 7 Pillars of Financial Success address each stage to help you secure the resources you need to enjoy a comfortable retirement.  With our experience in this niche market, we help technology professionals put the pieces of your financial life together, so you can spend your time focusing on what matters.

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Six Biases That Can Derail Your Portfolio

When it comes to our money, humans are not exactly rational investors. In fact, there are six biases that can be harmful to investors and these detrimental biases can derail our ability to make the best possible decisions about building wealth. Often, clients do not realize their decisions are being negatively affected by these cognitive biases. Because of this, they warrant a deeper look.

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Consider the Financial Implications of Restricted Stock Units

Restricted stock units (RSUs)—a contractual right to receive company shares or an equivalent cash payment at some point in the future—are an increasingly popular form of equity award offered by companies of all shapes and sizes. Companies are shifting to RSUs because they are administratively convenient, are easy for employees to understand, and can be structured in a way that helps attract and retain key employees and drive performance. Given this growing trend, let’s take a closer look at what RSUs are and how they can work for employees. 

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Employer Sponsored Plans

Today, there are basically two types of categories for employer sponsored plans. The first is defined benefit that offers a specified payment at retirement, such as pension plans. These plans pay a specified amount of money based upon length of service. The benefit is that this type of plan requires no effort because it is managed by an employer. The chief disadvantage is that a minimum number of years of service are usually required.

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Experience Our 3P Approach© to Financial Planning

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